home › Cooling system › Research work in economics. Methodological passport of the research project “Lending in the r.p.

Research work in economics. Methodological passport of the research project “Lending in the r.p.

On the training of economists-statisticians and economists-mathematicians: trends, problems, prospects
2006 / Ayvazyan S. A., Mkhitaryan V. S.
Forecast assessments of commercial risks of industrial enterprises
2006 / Sivtsova N. F.
Spatial restrictions of price stability policy in the Russian Federation

* The work was carried out with the financial support of the International Scientific Foundation for Economic Research, Academician N. P. Fedorenko. Project No. 2009-110. The article is devoted to assessing the spatial limitations of the price stability policy in Russia. In order to develop general management approaches to improve...
2010 / Danilova Irina Valentinovna, Rezepin Alexander Vladimirovich
Characteristics of entrepreneurship
1998 / Tkachenko Yu. G.
Public procurement in the context of modernization of the quality management system for design products
2007 / Litvinova I. N.
Industry competitiveness of universities and the market for public educational accreditation

In this article, the author describes the relationship between the quality of educational services and the competitiveness of a university. The different logics of the functioning of universities in the market and budget sectors of the educational sphere are considered, and when applied to them, the ambiguity of the category “competitiveness...” is revealed.
2010 / Akhtariev I.Z.
Formation of statutory reserves (funds) of a commercial organization based on accounting principles

In domestic science, the issues of theory and practice of accounting and statutory reserves have been little studied and methodologically insufficiently developed. The article examines groups of statutory reserves and determines their place in the accounting structure and analyzes the admissibility of interpretation...
2008 / Tausova I. F.
Intra-company financial structure and financial procedures
2004 / Gasparyan E. E., Zalozhnev A. Yu., Klykov A. Yu.
Main priorities of state economic policy when creating a new economy

The article analyzes the key competencies of the state in creating a new economy. The age structure of production equipment is assessed. The conditions necessary to create a new economy have been identified. Describes the creation of internal and the struggle for the opening of external markets, corresponding...
2010 / Alekseev Alexey Veniaminovich
2006 / Davtyan Mher Davidovich, Makaryan S. S.
Level and quality of life of the population

The article analyzes the concepts of “population welfare”, “lifestyle”, “standard of living”, “cost of living”, “quality of life”, as a result of which such concepts as “standard of living” and “quality of life” are differentiated.
2009 / Chulichkov Evgeniy Anatolyevich
On the issue of using genetic methods to solve problems of supporting the life cycle of electrical equipment

The possibility of using the theory of genetic algorithms to solve problems of supporting the life cycle of electrical equipment in order to improve the technical and economic indicators of its operation is considered.
2009 / Eltyshev Denis Konstantinovich, Petrochenkov Anton Borisovich, Bochkarev Sergey Vasilievich
Modern factors of influence on the development of methods for long-term forecasting of socio-economic development

Dedicated to modern factors influencing the process of forecasting and strategic planning of socio-economic development of Russia and its regions. The main macroeconomic parameters of the development of the Russian economy are presented in the context of scenarios. Recommendations for implementation...
2007 / Samarukha Alexey Viktorovich
Structural mechanisms for the implementation of project management in government bodies

The methodology proposed in the article for the transition of government bodies to the project management model makes it possible to ensure the fulfillment of one of the key requirements of the “Concept of Administrative Reform in the Russian Federation in 2006-2010.” with minimal organizational costs.The article offered the ...
2009 / Davydov Alexander Gennadievich
Priority national project “Agriculture Development”: problems and ways to solve them

It will soon be three years since the country's President V. Putin put forward global, national goals: doubling GDP, reducing poverty, increasing people's well-being and modernizing the army. The problems for Russia are extremely important. After all, ugly forms of economic transformation have brought the country into deep...
2006 / Miloserdov V.V.

Objectives: Study the history of credit cards. Get acquainted with modern means of payment. Find out which is better: cash or credit cards? Improve your skills in working with additional sources of information, incl. in the Internet. Expand your knowledge on the topic “Money” Improve your ability to use Power Point

“Money is a bad master, but a very good servant” Francis Bacon Money is not just rubles, dollars, francs, euros. The writer Balzac, for example, argued that “money is the sixth sense that allows us to enjoy the other five.” English economist of the 18th century. Adam Smith called money the “wheel of circulation”, Karl Marx called it the “universal equivalent”.

How and when did money appear? A long time ago. The first money was not like modern money. They could serve as a variety of objects: among the ancient Romans - salt, among the Aztecs - cocoa beans, among other peoples - arrowheads, fishhooks, shells, furs, etc.

Metal money - coins Metal money appeared much later. Historians claim that the ancient Egyptians were the first to use them about 4 and a half thousand years ago. Small metal rings served as money. Four centuries later, gold cubes came into use in ancient China. Coins themselves began to be minted for the first time in the 7th century. BC. in Lydia (in the territory of modern Turkey). And finally, it was perfected by the ancient Greeks, who came up with the idea of making an impression on both sides of the coin.

Paper money Until the 20th century, coins were minted primarily from alloys of precious metals - gold or silver. Paper money also has a long history. Marco Polo also testified to their use in China in the 13th century AD. But they began to be actively used only in the Middle Ages in Europe.

Going on a long journey, merchants were forced to beware of robbers from large and small roads. They tried not to carry gold and silver coins with them, but acted differently: they left their money with the goldsmith and took a receipt from him, according to which they received their money from his colleague in another city. Personalized receipts from jewelers became the prototype of paper money..

Electronic money The process of evolution of money did not stop with the invention of paper money. Keeping cash savings is unsafe and unprofitable. Therefore, businessmen and citizens keep their money in banks. You don't have to have a lot of money to open a bank account. Banks can issue credit cards to their customers - small plastic plates with the owner's information on a magnetic strip. Owners can transfer money from these cards when paying for purchases in stores, gas stations, etc. This is how non-cash payments are made. At the beginning of 1994, the share of non-cash turnover in Russia was 64% of the money supply.

The prospects for the development of bank cards are enormous. Progress in this area is happening very quickly. A magnetic card is simple and can be easily counterfeited. Therefore, the next direction of development was the emergence of chip cards. They replace the magnetic stripe with a microprocessor called a chip. Such cards cannot be forged and lost.

Recently, credit cards have also become widespread in Russia. The largest publisher of cards in Russia is Sberbank of the Russian Federation. A special type of plastic card predominates in our country – salary (scholarship) cards. Many students and employees of companies and institutions received them. The owner of such a card instructs the organization where he receives his salary to transfer his money in non-cash form to the account in the bank that issued the card to him. Salary cards in Russia account for about 90% of the card business.

Pay on the way! For more than a year, the Chuvash branch of Sberbank of Russia has been operating a banking service that allows you to pay utility bills and other payments through “Electronic Cash Desk” self-service terminals and ATMs. Payments are accepted using a SBERCARD bank card or international Visa and MasterCard cards. The payment time for one client is less than one minute. At the beginning of 2010, in Chuvashia there were 38 “Electronic Cash Desk” terminals and 155 ATMs throughout the republic, of which 29 terminals and 103 ATMs were in Cheboksary. For all questions regarding payment of payments through the “Electronic Cash Desk” and ATMs, contact consultants at Sberbank branches Russia, as well as by phone: (24 hours a day).
Let's remember! What? Who? When? Described the mechanism for the use of plastic cards 1. American economist John Bellan 1880 Cardboard and metal Buyers of American department stores 20s of the 20th century The first bank credit card John Biggins 1946 The first multifunctional American Express card 1958

Conclusions In recent decades, “electronic money” (credit and debit cards) has received widespread development. VISA, AMERIKAN EXPRESS, MASTERCARD, EUROCARD, ORTCARD are in circulation. The sphere of cash payments is uncontrollably narrowing. Perhaps soon it will be possible not to hold cash in your hands at all: all monetary transactions will begin to be carried out in non-cash form. However, the essence of money as an economic phenomenon has not changed. Money is still the universal equivalent of goods and services. Any means that meets these requirements, no matter what form it appears in, can be considered money. Electronic money is more profitable than cash. They are the future!

Used literature 1. M.V.Mashina “Economic ABC” - M., “MIROS”, Encyclopedia for Children” - “Avanta +”, volume “Economics”, I.V. Lipsits “Economics. History and modern organization of economic activity" - VITA - Press, M., "Credit cards and modernity" - journal "Teaching history and social studies at school", 5 - 2005 5. "Contribution" - newspaper of the Chuvash branch of Sberbank of Russia 10 (181), August 2008

Examples of economic projects

Here are possible topics for research papers and projects in economics that can be used in teaching economics.

Topics of research works and projects in economics:

· My family's budget

· Is it profitable to keep a cow?

· Is it profitable to live on debt?

· Is it profitable to live on credit?

· Deposits and some bank loans that are beneficial for the population

· Profitable way to plant potatoes

· Money loves counting, or Elements of financial mathematics (interest, loans, deposits)

· Children's bank card is great!

· Problems of optimizing a securities portfolio

Gold in human economic life

· "Gold Rush" as a factor in the development of countries' economies

· Integration of the world economy

· Study of electricity consumption depending on the time of year

· How to buy on credit and save?

· Loans and interest in the life of a modern person

· Simple and compound interest, or How to invest money profitably?

· Interest and credit

· Calculation of funds for repairs and equipment of a modern economics classroom

· Discounts. Who benefits from them?

· Financial pyramids

· Price, quantity, cost

Frequency in statistics and solving economic problems

· Saving fresh water supplies

· Energy-saving technologies and their use in school.

Projects such as “My family’s budget”, “Is it profitable to keep a cow?”, “Is it profitable to live on debt?”, “Is it profitable to live on credit?”, “Deposits and some bank loans that are beneficial for the population,” “A profitable way planting potatoes" can be included in the economics curriculum in grades 5-6, since the topics correspond to the students’ level of preparation.

In grades 7-8, it is advisable to take the topics: “Money loves counting, or Elements of financial mathematics (interest, loans, deposits)”, “Children’s bank card is great!”, “Problems of optimizing a securities portfolio”, “Gold in economic life” person”, “Gold Rush” as a factor in the development of national economies”, “Integration of the world economy”, “Study of electricity consumption depending on the time of year”, “How to buy on credit and save?”.

“How to save money during a crisis?”, “Loans and interest in the life of a modern person”, “Simple and compound interest, or How to invest money profitably?”, “Interest and credit”, “Calculating funds for repairs and equipment of a modern economics office ", "Discounts. Who benefits from them?”, “Financial pyramids”, “Price, quantity, cost”, “Frequency in statistics and solving economic problems”, “Saving fresh water reserves”, “Energy-saving technologies and their use in school” - these topics are by level student preparation can be included in the economics program for grades 9-11.

Development of a research group mono-mini project

Project topic: Is there a relationship between wages and loans among the population?

1. Methodological passport of the project

Table 1

	Section title	Characteristic
		Is there a relationship between wages and loans among the population?
		Wages of the population, bank loans, family budget
	Project type	Research, group, mini-project, in-class
	Project goals	Find out if there is a pattern between wages and loans
	Project objectives	1. Conduct a survey among a group of people about their average earnings; 2. Analyze the obtained survey data; 3. Investigate the relationship (if any) between a person’s salary and his propensity to borrow; 4. Identify common reasons that push a person to live in debt
	Student age	5 - 6 grades
	Duration	From 2 to 6 hours
	Operating mode	Lesson form of classes
		Parents, students, teacher
		Report and computer presentation

2. Abstract to the project

This project is aimed at developing students’ thinking and increasing their cognitive interest. The content of the project corresponds to the knowledge of grades 5-6 and provides them with the opportunity to work both independently and in groups at a level of increased requirements, developing their educational motivation.

Project activities and other technologies used in the course work system are aimed at providing the student with extensive practice in working with the economic algorithm.

3. Project assignments

1. Develop a questionnaire with which it will be possible to trace the relationship between the wages of the population and their loans;

2. Conduct a survey of a group of people using questionnaires;

3. Analyze the obtained survey data;

4. Present the obtained data in the form of a presentation.

Methodological passport of the research project “Lending in the village” Ordynskoe"

table 2

	Section title	Characteristic
		Lending r.p. Ordynskoye
	Information content of the project	Lending, types of loans, bank interest
	Project type	Research, individual, mid-term, in-school
	Project goals	Choose the best option for consumer lending among banks r.p. Ordynskoye
	Project objectives	1. Study the theoretical aspects of lending; 2. Analyze information about consumer lending options; 3. Compile a comparative table of the cost of a loan in different banks r.p. Ordynskoye 4. Conduct a survey among parents of high school students about the market for credit services r.p. Ordynskoye 5. Analyze the data obtained from the table and questionnaire and select the best option for consumer lending among banks. Ordynskoye
	Student age	10 - 11 grades
	Duration
	Operating mode	Extracurricular forms of classes
	Attracted participants (specialists)	Parents, academic supervisor, bank employees
	Results presentation form

The content of the project corresponds to the knowledge of grades 10-11. The project is aimed at studying the topic “Lending” in a high school economics course. The concepts of “Credit”, “Interest” are considered, and types of loans are also considered. Within the framework of this project, both theoretical aspects of lending and tasks of practical lending are presented. After conducting a survey among parents of high school students, the main areas of lending to individuals were clarified and the banks with which borrowers prefer to work were identified (application).

project economics school salary

Performed:

Savchenko Alina

Student of class 10 "A"

GOU Lyceum No. 000

Supervisor:

Dean of the Faculty of Educational Education of the National Research University Higher School of Economics (St. Petersburg)

Petrodvorets 2011

Introduction

Chapter 1 “The Museum in the Modern World”

§1Museum world

§2Museum for people

§3New roles

§4Marketing issues

§5 Specifics of product promotion

Chapter 2 “Museum Budget”

§1. Museum funding

1.1Government funding

1.2 Off-budget

§2 Distribution of income

§3 Price policy

§4 Problems of museum functioning

Conclusion and conclusions

Applications

Introduction

There is no doubt that the role of museums in the life of society is great. These cultural organizations do more than just collect objects. The museum represents values that are disappearing in society and can draw attention to those permanent universal values that are threatened by modern progress. He distinguishes these values from others, emphasizing their importance as a heritage for maintaining the continuity and continuity of culture. The museum is a source of knowledge and enrichment of the spiritual world of man. From early childhood, the author really enjoyed visiting various museums, and last year he even managed to work as a guide at the Peterhof State Museum. In the course of a close acquaintance with these cultural institutions, some economic questions began to arise related to their activities, which the author intends to answer in his research.

The object of the study will be Russian museums, which have been going through a difficult transition period for the last ten years. The fact is that there was a departure from the state planning system and museums had to take responsibility for their future. This happened at a time when, due to economic difficulties experienced by the population and a decrease in the number of visitors, confidence in the future seemed lost. Recently, our country has been living in a market economy. The processes of transition to the market in Russia have already affected the sphere of culture. After all, even works of art, which are the basis of many museum collections, are increasingly viewed not only as spiritual, but also as commercial values. More and more attention is being paid to the development of the cultural sphere, in turn, this development is closely intertwined with many processes and phenomena of the economy, so this study is relevant.

The purpose of the work, in the conditions of the Russian Federation, is to determine the main parts of the budget of museums and identify the “points of contact” of the processes of museum activity with elements of economic analysis.

Main goals:

1. Assess the role of the museum in human life

2. Analyze the financing mechanism for these institutions, as well as various options for distributing the funds received.

3. Identify the specifics of the economic activities of museums.

5. Determine what is the product of the museum’s activities

6. Identify the main problems of museums of an economic nature

Chapter 1 Museum in the modern world

Time does not stand still, eras replace each other, society develops: morals and preferences of people change, which requires museums to make corresponding changes and certain adaptations. A museum is like a living, dynamically developing organism, transforming and improving for a comfortable existence in the modern world, while Russian museums feel the wind of change to a greater extent. (An excursion into the history of Russian museums in Appendix No. 1)

§1 Museum world

The museum world of our country is, first of all, about 2.5 thousand museums of the system of the Ministry of Culture of the Russian Federation, which contain more than 80 million items of storage, and about 70 million people visit them annually. The most complete list of museums in the USSR was published in 1990 (Museums of the USSR. Directory. Compiled by I.M., 1990). In 2001, the Russian Museum Encyclopedia was published, which reflects the current situation. Below is a list of the main types of museums and a diagram compiled by the author based on it. According to the data presented in the diagram, one can judge the diversity of museums and their quantitative ratio relative to the given typology.

List of main types of museums:

· Artistic Historical

· Architectural Memorial

· Local history Literary

· Natural sciences

· Science and technology

§2Museum for people

Currently, interest in museums does not fade; these guardians of the spiritual and material wealth of the people are as popular as ever. According to statistics: in 2008, 1854 museums were visited by 77 million people - 54% of the country's population. But why do people visit museums, what benefits do these institutions bring to society? Before answering these questions, a few concepts should be introduced:

First of all, you need to know that a need is a lack of something to maintain the life and development of a person and society; to satisfy needs, a person uses benefits, while services are benefits provided in the form of activity.

According to the level classification of needs created by the famous American psychologist A. Maslow, the services provided by the museum, first of all, lead to the satisfaction of a person’s spiritual needs (needs for knowledge, self-expression..), although in some cases there may also be satisfaction of social ones (needs in communication, in social connections..) and even prestigious needs (the need for recognition, achieving success..) (Appendix) levels of needs according to Maslow)

Thus, when visiting a museum, a process of spiritual consumption occurs. Spiritual consumption - this is a special type of activity where the means of achieving the goal are, on the one hand, material capabilities, and on the other, relevant knowledge and skills (to get into the museum, you need to be able to get a pass or ticket.)

Features of spiritual consumption are as follows:

· can be used repeatedly;

· spiritual values do not disappear in the process of consumption, but enrich the spiritual world of a person;

· the process of spiritual consumption is also a process of spiritual production.

The product of cultural institutions is the various services they provide in accordance with their mission. For a museum, the main services are exhibition activities, i.e. presentation and interpretation of collections, as well as educational work, namely: excursions, lectures, children's and youth studios, seminars, conferences, etc. It is interesting that the services of museums, According to experts, they have an important qualitative uniqueness. Unlike, for example, household services, which increase the amount of free time of the population, cultural services contribute to the absorption of this free time, filling it with significant spiritual and aesthetic content.

Classification of services and improvement of their accounting is an important problem in all countries of the world. Among the many principles for classifying services, the classification of F. Lovelock (Appendix 3) is of particular interest. According to this theory, the main thing in the classification is to whom (what) the services are directed and whether they are tangible or not. From this classification it follows that the museum belongs to the 3rd class, which means that the services it provides are intangible actions aimed at human consciousness.

From the point of view of economic theory, most of the services provided by cultural organizations are considered public goods. Unlike private goods, the consumption of such services is accompanied by external effects, that is, the benefit from the use of cultural goods is borne not only by the people participating in this process, but also by other groups of the population or society as a whole. For example, after visiting a museum, a person has information that affects the quality of his work (an art teacher visiting an art museum). Thus, external effects in the cultural sphere can include an increase in the level of education, an increase in the spiritual potential of society, etc.

The basis of society's projects in the future is the individual and a focus on his creative capabilities. However, modern society is already to some extent characterized by the following features:

· maximum use of human potential, its creative and information capabilities;

· priority of non-materialistic values; a shift from the unbridled growth of material and energy consumption to an increase in information consumption.

The cultural potential of Russia and its influence on the development of human potential can be considered as the main factor in the country's development. The cultural potential of Russia is multifaceted - these are, of course, libraries and theaters, numerous museums, historical and cultural monuments, as well as high culture and its bearers, personnel working in the field of culture, etc. The main thing in cultural potential is its content, its spiritual component. Spiritual culture is a very influential force of our time. This is something that every nation should value and protect, something that must be developed for the sake of future generations.

That is why museums are entrusted with a special mission: within their walls, significant work is going on to create the spirit of national culture, form and strengthen its core. The state’s view on the goals of creating a museum is set out in Articles 26, 27 (Appendix No. 4). It can be said that the main function of museums is not the preservation of the past, but active participation in shaping the future of the country, its creative and creative human potential, and establishing development horizons. Therefore, it is important to analyze the current state of our country’s museums, including from an economic point of view.

§3 New roles

The situation in our country is as follows: cultural institutions such as museums have to “survive” in the conditions of the modern economy. There are a number of so-called survival methods and strategies. The new strategies are largely due to the fact that museums are now forced to adopt a market-oriented approach in all areas of their activities. In today's economic scene, the museum can play unexpected roles.

Send your good work in the knowledge base is simple. Use the form below

Students, graduate students, young scientists who use the knowledge base in their studies and work will be very grateful to you.

Research work in economics. Methodological passport of the research project “Lending in the r.p.

Examples of economic projects

Development of a research group mono-mini project

Methodological passport of the research project “Lending in the village” Ordynskoe"

Performed:

Savchenko Alina

Student of class 10 "A"

GOU Lyceum No. 000

Supervisor:

Dean of the Faculty of Educational Education of the National Research University Higher School of Economics (St. Petersburg)

Petrodvorets 2011

Introduction

Chapter 1 “The Museum in the Modern World”

§1Museum world

§2Museum for people

§3New roles

§4Marketing issues

§5 Specifics of product promotion

Chapter 2 “Museum Budget”

§1. Museum funding

1.1Government funding

1.2 Off-budget

§2 Distribution of income

§3 Price policy

§4 Problems of museum functioning

Conclusion and conclusions

Applications

Introduction

Send your good work in the knowledge base is simple. Use the form below

Similar documents